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FINOVEX Capital Protection Your capital, protected by a collective structure.

FINOVEX Capital Protection adds an insurance layer to the FINOVEX investment ecosystem through a collective policy developed to protect participants' eligible capital. Each participating investor will have protection linked to that collective structure, with insured capital, documentation and conditions clearly identified. The official conditions will be published together with the documentation and the responsible insurer.

In structuring

See the protection See how it works

Collective policyCapital protectionTransparency

Person reading a conceptual guide to capital protection, conditions, term and limits.

Capital Protection

A new layer for your investment.

FINOVEX connects different markets, technology and strategies inside one portfolio. FINOVEX Capital Protection complements that experience with a collective insurance structure intended to protect the insured capital.

The aim is for investment and protection to belong to the same FINOVEX journey once the collective policy is published.

Integrated investment. Integrated protection.

Insured capital

Up to 100% of the insured capital.*

For eligible contributions, the full amount defined as insured capital may correspond to the contribution linked to the collective policy, under the applicable contractual conditions.

*Cover applicable to the insured capital and to the events provided for in the collective policy. Check the conditions, the term, the limits and the documentation.

Collective policy

A collective structure. Identifiable protection for each participant.

FINOVEX Capital Protection is designed as a collective policy. The master policy sets the conditions of the cover, and each eligible investor participates under the adhesion criteria defined in the contract.

  1. Collective policy
  2. Insurer
  3. Policyholder
  4. Eligible participants
  5. Individual insured capital

One protection architecture. Each participant with identified cover.

Structure of the cover

Know exactly what your protection represents.

Insured capital
The individual amount linked to each eligible participant's cover.
Covered event
The situations provided for in the contract that allow the protection to be triggered.
Policy period
The period during which the cover stays active.
Indemnity
The amount that applies according to the insured capital and the conditions set out in the policy.
See the cover summary Contents

Verifiable information

Protection backed by verifiable information.

Once the policy is issued, these fields identify the insurer, the contract and the scope. In this publication, the collective policy has not been issued.

Insurer
Published with the policy
Insurer registration
Published with the policy
Policyholder
Published with the policy
Collective policy number
Published with the policy
Insured capital
Published with the policy
Policy period
Published with the policy
Coverage territory
Published with the policy
Applicable law and jurisdiction
Published with the policy

My protection

Your cover in a single view.

The account area is intended to bring together the status of the protection and the data that identify participation.

Illustrative example. The amounts do not represent a policy in force.
Eligible contribution
Amount shown in the account
Insured capital
Amount shown in the account
Coverage
Coverage shown in the account
Status
Status shown in the account
Start date
Date shown in the account

The example is illustrative and does not represent a policy in force.

From contribution to cover

From contribution to cover in one integrated journey.

  1. FINOVEX account

    Create the account and complete the steps required on the platform.

  2. Eligible contribution

    Make the investment according to the conditions that apply to the product.

  3. Joining the protection

    Once the stated criteria are met, participation is linked to the corresponding collective policy, when that policy has been issued.

  4. Insured capital

    The protected amount is identified according to the rule set out in the policy.

  5. Follow-up

    Status, documentation and protection details stay available in the FINOVEX ecosystem.

One account. One contribution. Connected protection.

Intelligence and protection

Intelligence to manage. Protection to complement.

FINOVEX IA supports data analysis, market monitoring and the execution of the ecosystem's strategies. FINOVEX Capital Protection adds an insurance layer to the covered capital, once the policy is issued.

Capital Protection

  • Collective policy
  • Insured capital
  • Documentation
  • Coverage
  • Verification

Capital. Intelligence. Protection.

Responsibility

Whoever protects the capital must be identified.

Insurance cover and the experience on the platform are not the same responsibility. The definitive allocation is the one in the contract, once the policy is published.

  • Insurer

    Responsible for the insurance cover set out in the policy.

  • FINOVEX

    Responsible for integrating the experience, presenting the information and providing access to the documentation, as defined in the contract.

  • Investor

    Eligible participant linked to the protection under the terms of the collective policy.

FINOVEX's registration in the Commercial Register does not constitute an insurer license. The duty to indemnify lies with the insurer identified in the policy.

Request

When the protection needs to be triggered.

If a situation provided for in the policy occurs, the process can be started through the channel indicated in the cover documentation.

  1. Request
  2. Documentation
  3. Analysis
  4. Decision
  5. Indemnity, when approved

Conditions

Clear conditions before joining.

Each topic will be set out in the policy. Until the official documentation is published, read the material already available.

Insured capital
The individual amount linked to each eligible participant's cover, as defined in the collective policy.
Covered events
The situations provided for in the contract. The official list accompanies the policy.
Policy period
The period during which the cover stays active, according to the dates in the policy.
Limits
The applicable limits are stated in the policy and in the documentation given to the participant.
Contractual exclusions
What the contract does not include as covered stays outside the protection. The list of exclusions accompanies the policy.
How to request the coverage
The channel and the steps are stated in the cover documentation.
Required documents
The list of documents is the one the policy indicates for the event.
Time limits
The time limits for notice and for review are those published in the policy.

Questions

About FINOVEX Capital Protection.

Answers about capital protection. For the rest of the site, see the frequently asked questions.

What is FINOVEX Capital Protection?

It is the insurance layer of the FINOVEX ecosystem, still being structured, organized through a collective policy intended to protect participants' eligible capital. The official conditions will be published with the responsible insurer.

Can my contribution be insured in full?

When the policy so provides, the full amount of the eligible contribution may correspond to the participant's individual insured capital, subject to the covered events and the other conditions of the contract. That correspondence has not been published yet.

Is it collective insurance?

The protection is designed as a collective policy, with adhesion rules and insured capital for eligible participants. The policy has not been issued in this publication.

How do I check the insured capital?

When adhesion is active, the information stays in the authenticated FINOVEX area, together with the cover documentation.

Who pays an indemnity if one is due?

Insurance responsibility lies with the insurer identified in the policy, under the conditions of the contract. FINOVEX does not assume that duty by reason of its commercial-register entry.

Does the cover include returns?

Only amounts expressly included in the sum insured are covered. If the policy protects only the contribution capital, returns are not part of that sum.

Can I read the policy?

The cover documentation will be available to participants according to the structure of the product. In this publication, the collective policy has not been issued.

FINOVEX Capital Protection

Your capital deserves protection equal to the strategy.

A collective policy, identifiable insured capital and documentation integrated into the FINOVEX account. The official conditions accompany the responsible insurer.

In structuring

Open your account See the protection

Capital. Intelligence. Protection.