Other declared risks
This family brings together specific events that do not fall within the previous six. To understand a coverage classified this way, start from the contractual description of the event: the label “other” does not broaden the protection.
O alcance de cada cobertura depende das condições expressas no contrato.
How it happens
- The coverage identifies a specific event outside the other families and describes it in the contract.
- The same version sets out the exclusions, the eligibility, the limits and the claim procedure. Those elements have to be read together.
- The request is assessed against the published conditions. Being in this family does not automatically make eligible every incident that differs from the others.
An example, with no proper name
A particular operational need of a treasury may be described in a coverage in this family, if that need is assessed and published. The example is not an offer: the event, the responsibilities and the limits have to appear in the conditions before the scope can be known.
The example describes the mechanism, not a real incident. Concrete cases in this segment belong to the people who lived them, and presenting them here would suggest an involvement that did not happen.
What the impact is
The extent of the loss depends on the event described. Identify which positions or activities can be affected, and compare that exposure with the contractual limits, as with the other families.
What reduces the exposure
- Read the event provided for together with the exclusions and the eligibility criteria. The name of the family does not replace those definitions.
- Before any purchase, check the deadlines for notifying the incident and the evidence required by the specific coverage.
What a claim in this family needs to prove
- Whatever the published version of that coverage's contract expressly requires.
The exact requirement is the one in the published version of the purchased coverage contract. This list is what is usually necessary in this family.
Coverages in this family
What the operator has already published for Other declared risks.
No coverage in this family has been published yet. The risk is still recognized by the product. What does not exist yet is the corresponding offer.
FINOVEX Capital Protection
If it happens, this is the process.
See the steps for submission, review and decision. Decisions to approve, deny or pay require a second authorized person, and the process is recorded.
Consulting this site does not create coverage. Protection applies to the covered events and to the conditions of the collective policy.